Adrian Capraru, Head of AI & AutomationMost AI projects in finance die between the demo and the audit. Adrian builds the ones that survive both.
Two years taking AI from first commit to production for accountancy firms and finance teams, then running it. Before that, six years in regulated FinTech, the last three as COO through an EU licence audit. Alongside both, a factory grown from five 3D printers to 200+. Clients and customers in 32+ countries on four continents.
01Four numbers, and where each one comes from
- 10 days An Irish accountancy firm's 20-module client platform, first commit to live production, inside an AI service line Adrian built from zero. Build log, 23 Sep to 3 Oct 2026
- Mar 2024 EU crowdfunding (ECSP) licence for the platform Adrian ran as COO, with him as lead on the authorisation and audit. ASF register: Romania's 4th ECSP licence
- x65 Factory turnover in three years, at a 57% net margin and no outside equity. Founded with five 3D printers in an apartment. Public filings, 2022 to 2025
- 32+ Countries with clients and customers, on four continents. Factory buyers in 26 of the 27 EU member states. Order ledger and client contracts
02In the press, October 2026
Ten articles within a week of the 3Descu AI quoting launch, at zero ad spend. All articles with headlines and dates
What Adrian builds
The full stack of what buyers ask for now and through 2030, from the first AI service line to the team that runs it. One standard on every sheet: it runs in production, survives an audit and matches the numbers the business already trusts.
Asked now in today's best-paid AI roles Rising to 2030 where demand and budgets grow next
- Sht 01Asked now
AI service lines, built from zero
An Irish chartered accountancy firm offered no AI when Adrian joined. A year later it has its own client platform, a trained team, an AI Academy, published fee packages and automation clients of its own in Ireland, the UK and the US.
- Sht 02Asked now
Finance automation that moves real money
Bills read and posted to Xero, deal-to-invoice-to-payment across three legal entities and four currencies, month-end journals matched 107 of 107 against the bookkeeper. Every write carries an approval, an audit trail and an idempotency key.
- Sht 03Rising to 2030
Governed autonomy, safe by design
Controls live in the software, not in a policy document. Agents read freely, draft for review and write to a ledger only after a human approves. EU-only AI processing enforced in code, an AML gate before any client account opens. The same discipline that took a FinTech through its EU licence audit.
- Sht 04Rising to 2030
Evals, observability and audit trails
Nothing ships on a good demo. Golden test sets, mutation-tested guards and regression gates decide when a release goes out, and every action leaves a logged, idempotent trail, so a retry never doubles an invoice.
- Sht 05Rising to 2030
Security for agents and client data
Hard tenant walls and nothing exposed that a job does not need. Postgres row-level security, masked PPS and IBAN numbers, CSP and HSTS, a retention purge, data processing agreements raised early and sign-in tested before anyone logs in.
- Sht 06Rising to 2030
Built for machine customers
AI assistants are starting to buy on behalf of people. Adrian shipped one of the first manufacturing MCP servers, so ChatGPT and Claude can quote real parts: 4 tools, keyless, rate-limited, prices calibrated on measured parts.
- Sht 07Asked now
Data foundations agents can trust
An agent is only as good as the records under it. Client lists rebuilt, ledgers reconciled against the books the business already trusts and duplicates made impossible, before any agent is allowed to act on them.
- Sht 08Asked now
Adoption that sticks
Software changes nothing until people use it. Teams trained with live demos, an AI Academy, per-person dashboards and a daily staff brief, so the workflow changes, not just the tooling.
- Sht 09Rising to 2030
Built to hand over
Fixed scope with acceptance tests, then a handover where the client owns the code, the data and the runbooks from day one. No lock-in, no black box and nobody waiting on the builder to come back.
- Sht 10Asked now
Operations run from 0 to 100
The builder has also run the operation. A factory founded with an EU start-up grant and five 3D printers, grown to 200+ 3D printers with a hired and trained team, SOPs and ISO 9001:2015 certification, selling into 26 of the 27 EU member states. Before that, COO of a regulated FinTech through its licence.
Blueprint to production
One workflow from the accountancy platform, drawn the way it runs: from the bill a client uploads to the entry an auditor can follow.
Drawing, rev ALive in production. Live since 3 Oct 2026
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01
Bill in
A client uploads a bill or receipt to the firm's platform.
< 1 centper document, about USD 0.009 per scan
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02
AI reader
Two EU-hosted models extract every field and must agree.
99.8%field accuracy, 428 of 429 fields, on a 64-file synthetic test corpus
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03
Checks
VAT number checked against VIES. An AML gate keeps a client account blocked until identity is verified.
0silent errors on the browser path
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04
Human approval
The bill is drafted in Xero for review. Drafts, not postings: a person signs off.
Draftsnot postings, wherever money moves
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05
Posted to Xero
Approved bills post to Xero; supplier payments export as SEPA pain.001 files.
87/87deploy smoke test on every deploy since 6 Oct
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06
Audit trail
Every action is logged and idempotent, so a retry never doubles an invoice. Failed jobs land in a queue a person reviews.
3,000+automated checks green
Selected work
Seven case studies, from a regulator's audit to a factory floor: the context, the hard constraint, what was built and the measured result.
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DWG AC-101Live in production
10 daysfirst commit to live production
Accountancy firm: AI service line from zero, platform live in 10 days
An Irish chartered accountancy and audit firm offered no AI. Adrian built the service line and runs it: a 20-module client platform live in 10 days, EU-only AI processing enforced in code, an AML gate, Irish statute as software, and AI training for the whole firm.M.A. Whately & Co., Irish chartered accountancy and audit firm 99.8%AI bills field accuracy, synthetic test corpus Stack: TypeScript, Vercel, Supabase (PostgreSQL, RLS), Gemini via Vertex AI EU Case 01 / 07Read case -
DWG AC-102Licensed ECSP operator
Mar 2024ECSP licence granted by the ASF
HighCrowd: EU crowdfunding licence, as COO
Three years as COO of a regulated real-estate crowdfunding platform. Adrian was the lead on the authorisation and audit with the ASF, built automated KYC and AML onboarding and the investor-protection flows, and the platform received its EU crowdfunding (ECSP) licence in March 2024.HighCrowd, real-estate crowdfunding platform for retail investors 45 to 8minutes to onboard an investor Stack: ECSP, Regulation (EU) 2020/1503, LemonWay (PSD2), KYC and AML, Penetration testing Case 02 / 07Read case -
DWG AC-103Operating and growing
x65turnover in three years, 57% net margin
3Descu: factory, platform and MCP server
A 0-to-100 story. An EU start-up grant and five 3D printers in 2022; today an ISO 9001:2015 certified company with 200+ 3D printers, buyers in 26 of the 27 EU member states, a 57% net margin with no outside equity, its own quoting platform in four languages, and one of the first manufacturing MCP servers.3Descu (TREIDESCUPRINT SRL), on-demand 3D printing for engineering buyers 200+3D printers, from 5 in an apartment Stack: React, TypeScript, Supabase (PostgreSQL, Edge Functions), Stripe Case 03 / 07Read case -
DWG AC-104Live in production
3 entities4 currencies, live since April 2026
HubSpot to Xero, multi-entity invoicing
Automation that moves real money: closed deals become approved Xero invoices in the right legal entity and currency, emailed to the customer and chased until paid. Live since April 2026, about 52 invoices a month under signed approvals.Multi-entity B2B software reseller (US, UK and EU companies), delivered through M.A. Whately & Co. 212+invoices processed by September 2026 Stack: n8n, HubSpot API, Xero API (3 tenants, OAuth2), Supabase (PostgreSQL) Case 04 / 07Read case -
DWG AC-105Reporting checked live on demo data
5/5isolation policies caught by mutation tests
EU-sovereign financial reporting platform
An EU-sovereign financial reporting platform with no US-owned service in the stack: self-hosted in the Netherlands, Microsoft sign-in, Exact Online ledgers turned into board-ready reports for education organisations, and tenant isolation proven by tests.Dutch education-sector finance platform 52/52sign-in end-to-end tests pass Stack: Next.js 15, Supabase (self-hosted PostgreSQL, RLS), n8n (self-hosted), Docker Compose Case 05 / 07Read case -
DWG AC-106Live
107/107match against the bookkeeper's manual entries
Tour-operator Xero prepayments, 107/107
Supplier bills read, coded and moved from prepayments to expense by arrival month, as draft journals the bookkeeper approves. Matched the bookkeeper's own entries 107 of 107 before go-live.Irish tour operator, delivered through M.A. Whately & Co. 10/10daily production runs green Stack: Python 3.12, Xero Accounting API (OAuth2), GitHub Actions, pypdf Case 06 / 07Read case -
DWG AC-107Delivered
5 hotelsmatched to accounting, cell by cell
5-hotel daily revenue reporting
Six daily reports for five hotels, built from the property-management and point-of-sale exports and matched to the accounting team's own figures, cell by cell, for every hotel.Hospitality group operating in Spain and Romania 100%point-of-sale match on three test days Stack: Python, n8n, Google Cloud Run, Google Cloud Storage Case 07 / 07Read case
In other people's words
Top Rated on Upwork: 100% Job Success, 22 contracts for clients across Europe, the US and Australia, 12 of 12 rated contracts five stars, one client hired four times. All work inbound. Below: every public review, a verified factory buyer and the press, quoted as published.
Adrian is a total pro. Just looking at his CV you can tell he's not the average freelancer on here, and the work really proved it. The automation runs perfectly…
Upwork review5 out of 5 stars
Capraru was extremely knowledgable in N8N, AI and general automation. He put together an excellent workflow that helped us achieve human scoring, automated content. We are hiring him for our next AI automation project.
UK internet-marketing firmAI workflow automation, n8n Buyer review4.7/5 from 200+ buyers
The precision of the parts were astonishingly good
Verified B2B buyer, 3DescuCustom 3D-printed parts Upwork review5 out of 5 stars
The Prompt Optimizer workflow is solid… By unifying the architecture, you've stopped the AI from getting 'identity confusion' between different PLC vendors. It's now perfectly modular… That's why I gave him a bonus because he exceeded… Clean, professional, and future-proof.
Danish industrial-automation teamSelf-improving LLM pipeline for PLC code Press21 Oct 2026
Povestea de succes a unui gorjean: Adrian Capraru a pornit cu 5 imprimante 3D si a construit o fabrica ce produce pentru toata Europa
In EnglishThe success story of a man from Gorj: Adrian Capraru started with five 3D printers and built a factory that produces for the whole of Europe.
Gorjul Azi: read the articleHeadline, as published Upwork review5 out of 5 stars
Great professional. Fast, smart, clear. Already doing a new contract with him to keep working.
Spanish travel agencyHubSpot and WhatsApp AI automation Upwork review5 out of 5 stars
Adrian is a great professional! He finished the job perfectly with a very detailed instructions on how to use it and is always available to help!
US app and media brandAI video ad pipeline Press24 Oct 2026
Adrian Căpraru, antreprenorul din Gorj care transformă imprimarea 3D într-o afacere europeană
In EnglishAdrian Capraru, the entrepreneur from Gorj turning 3D printing into a European business.
Vocea Olteniei: read the articleHeadline, as published Upwork review5 out of 5 stars
Perfect freelancer
Italian web agencyn8n cold-email workflow Upwork review5 out of 5 stars
Adrian is very skilled and very professional, always a pleasure to work with him!
US app and media brandAI video ad pipeline, second contract Press21 Oct 2026
Romanian Factory 3Descu Opens Its 3D Printing Quotes To AI Assistants
Romania Journal: read the articleHeadline, as published Upwork review5 out of 5 stars
Amazing and fast work again, thanks Adrian!
US app and media brandAI video ad pipeline, repeat contract Press24 Oct 2026
3Descu enables 3D printing quotes through ChatGPT and Claude
3D Printing Industry: read the articleHeadline, as published Upwork review5 out of 5 stars
Amazing work once again, Adrian is very pro and reliable!
US app and media brandAI video ad pipeline, fourth contract Press25 Oct 2026
Afacere de succes, pornita la Targu Jiu de tanarul Adrian Capraru
In EnglishA successful business, started in Targu Jiu by the young Adrian Capraru.
AS in Gorj: read the articleHeadline, as published Press21 Oct 2026
Fabrica pornita intr-un apartament cu 5 imprimante de un tanar intors acasa a ajuns la afaceri de circa 1 milion lei
In EnglishA factory started in an apartment with five 3D printers by a young man who came back home has reached a turnover of about 1 million lei.
Profit.ro: read the articleHeadline, as published Press23 Oct 2026
Fabrica din Targu Jiu care produce piese pentru diferite utilaje cu ajutorul Inteligentei Artificiale. Antreprenorul a demarat afacerea cand era student
In EnglishThe Targu Jiu factory that makes parts for various machines with the help of artificial intelligence. The entrepreneur started the business as a student.
Gorjeanul: read the articleHeadline, as published
How the work runs
Understand the process, ship behind gates, hand over the keys.
- Rev A
Understand the process first
Work starts inside the team that does it: their spreadsheets, their month-end, their edge cases. The process is redesigned before anything is automated, and scope is fixed with acceptance tests.
- Rev B
Ship behind gates
Small releases behind evals and regression gates, a rehearsal on demo data, then a dry run on live data that changes nothing. One dry run turned 587 would-be payroll tasks into exactly 38 before a single one was created.
- Rev C
Hand over the keys
Code, data and accounts sit with the client from day one. Runbooks, tests and a trained team stay behind, so the system outlives the engagement.
- Numbers computed, words generated
- Figures come from deterministic code; AI writes the words around them. A fee, a VAT amount or a filing deadline is never a model guess.
- People approve what needs judgement
- Agents act; people sign off wherever money, customers or a client ledger are involved. Drafts not postings, signed approval links, confirm-first assistant actions.
- Evals and regression gates
- Golden test sets, mutation-tested guards and deploy smoke tests. 3,000+ checks gate one platform; 120+ checkers and about 260K assertions gate another.
- A trail an auditor can follow
- Every action is logged and idempotent, so a retry never doubles an invoice. Failed jobs land in a queue a person reviews, never in silence.
From FinTech operator to Head of AI
6 years in FinTech product and operations, the last three as COO, plus 2 years shipping AI automation in production.
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Mar 2020 to Oct 2021
Community Manager, then Product Manager, EvoEstate
Pan-European real-estate crowdfunding aggregator serving 6,700 investors. Promoted from Community Manager to Product Manager within 8 months.
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Oct 2021 to Jun 2024
Head of Community, InRento
Licensed buy-to-let crowdfunding platform. Ran the investor side of the 2022 EvoEstate-InRento merger, which joined the two into one investor base of 12,000+.
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Oct 2022 to Oct 2025
Chief Operations Officer, HighCrowd
EU-regulated real-estate crowdfunding platform for retail investors. Took it from start-up to licensed operator as lead on the authorisation process and audit with the ASF, Romania's financial regulator. EU crowdfunding (ECSP) licence granted March 2024: Romania's fourth, and the second for real estate.
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Jun 2022 to present Live
Founder, 3Descu (TREIDESCUPRINT SRL)
On-demand 3D printing manufacturer for engineering buyers across Europe, founded on an EU start-up grant with no outside equity. Runs strategy, P&L, pricing, production and sales, and wrote every line of the software.
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2023 to present Live
Co-Founder & Automation Architect, Systemartis
Bucharest AI systems studio, team of 4, that takes mid-market companies past the pilot and into production. Leads the automation practice, from process discovery and solution design to the agents, workflows and code that run in production.
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Oct 2023 to present Live
Founder, Innovium
Own consumer-products brand, founded in 2023 and profitable in its second trading year: registered EU trademark (9 classes), 66+ products on European marketplaces, about EUR 50K revenue in 2025. Runs on automation: courier labels, ANAF e-invoicing and order flows, plus a pricing layer built with Systemartis (related party) after which marketplace sales rose 40% in a year.
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Oct 2025 to present Live
Director of AI & Business Automation (contractor), M.A. Whately & Co.
Irish chartered accountancy and audit firm. Hired to bring AI into a regulated practice; built its AI & Automation service line from nothing and runs it as sole owner of AI, reporting to the principal: scoping, pricing, build, training and support.
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Dec 2025 to present Live
Senior finance-ops AI engineer, Independent practice (Upwork)
Top Rated on Upwork with a 100% Job Success Score: 22 contracts for clients across Europe, the US and Australia, 12 of 12 rated contracts five stars, one client hired four times, all work inbound. Takes the work most freelancers avoid: finance data, regulated sectors and systems that must run unattended.
A portfolio career since 2022: founder roles run alongside an executive role and client work. Overlaps are deliberate, not inflated dates. The full story
Certifications 20
From 2022 to 2025: AI and product management, FinTech and cloud, automation and data, leadership and agile, and design. Each one with its credential ID; verify links open the issuer's record.
AI & product08
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IBM, via Coursera
IBM AI Product Manager Specialization
Oct 2025
ID HVIGBVIIKFJRVerify: IBM AI Product Manager Specialization -
Product School
Artificial Intelligence Micro-Certification (AIC)
Sep 2025
ID cert_v1slc8srVerify: Artificial Intelligence Micro-Certification (AIC) -
Product School
Product-Led Growth Micro-Certification (PLGC)
Oct 2025
ID cert_2wflrqqvVerify: Product-Led Growth Micro-Certification (PLGC) -
Product School
Product Strategy Micro-Certification (PSC)
Sep 2025
ID cert_8jnjnyptVerify: Product Strategy Micro-Certification (PSC) -
365 Careers, via Udemy
The Product Management for AI & Data Science Course
Sep 2025
ID UC-bf1fe4af-9131-497c-8bb8-b5d69d01ab18Verify: The Product Management for AI & Data Science Course -
Google Cloud Education
AI for Product Management
Sep 2025
ID aab71233-6754-41b7-8985-ba54edb0f0dbVerify: AI for Product Management -
Simplilearn
Product Management Basics
Sep 2025
ID eyJjb3Vyc2VfaWQiOiI0OTE3IiwiY2VydGlmaWNhdGVfdXJsIjoiaHR0cHM6XC9cL2NlcnRpZmlVerify: Product Management Basics -
Mind the Product
Product Management Basics Certification
Sep 2025
ID bb82d1d0-65ee-4fe6-8154-afbd9167ccd4Verify: Product Management Basics Certification
FinTech & cloud03
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The Wharton School, University of Pennsylvania, via Coursera
Fintech: Foundations & Applications of Financial Technology
Sep 2025
ID M7N8EMTUSU3RVerify: Fintech: Foundations & Applications of Financial Technology -
Amazon Web Services (AWS)
AWS Cloud Solutions Architect
Oct 2025
ID O9CSUVC8VTO7Verify: AWS Cloud Solutions Architect -
Digital Cloud Training, via Udemy
AWS Business Essentials - The Business Value of AWS
Sep 2025
ID UC-cc647bc6-d37a-42ea-9e16-0e0cacba644bVerify: AWS Business Essentials - The Business Value of AWS
Automation & data04
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Udemy
Business Process Automation: Certification
Sep 2025
ID UC-8a5f6328-f218-4ddc-80ba-bca252183125Verify: Business Process Automation: Certification -
Maven Analytics, via Udemy
SQL for Data Analysis: Beginner MySQL Business Intelligence
Sep 2025
ID UC-a604506a-fedf-4aa6-819e-5b583b1ad5f7Verify: SQL for Data Analysis: Beginner MySQL Business Intelligence -
Udemy
Salesforce Essentials: Mastering CRM for Business Success
Sep 2025
ID UC-39cf6207-3d62-4577-a4e1-1f004f469900Verify: Salesforce Essentials: Mastering CRM for Business Success -
HubSpot Academy
HubSpot Inbound Marketing Certification
Oct 2025, valid to Nov 2027
ID vhk48br8Verify: HubSpot Inbound Marketing Certification
Leadership & agile03
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Duke University, via Coursera
Agile Approaches for Modern Leadership
Oct 2025
ID 3FX307JFKNKSVerify: Agile Approaches for Modern Leadership -
Institute of Management, Technology and Finance, via Udemy
Certificate in Business & Operations Management Excellence
Sep 2025
ID UC-16b1fe57-4029-4061-95f1-0a797582b877Verify: Certificate in Business & Operations Management Excellence -
365 Careers, via Udemy
The Complete Agile & Scrum Project Management Course
Sep 2025
ID UC-9890e767-b2ba-4586-bf64-e0ced7f94b37Verify: The Complete Agile & Scrum Project Management Course
Design02
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Udemy
Complete Web Design: from Figma to Webflow to Freelancing
Nov 2022
ID UC-00f3dc54-c375-473f-ad30-6c5268802d58Verify: Complete Web Design: from Figma to Webflow to Freelancing -
Udemy
Complete Web & Mobile Designer in 2022: UI/UX, Figma, +more
Sep 2022
ID UC-2c549221-fa9d-4494-a02c-91d1cf9bfc46Verify: Complete Web & Mobile Designer in 2022: UI/UX, Figma, +more
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